A credit score is a number that shows how trustworthy you are in repaying loans.
In India, credit scores range from 300 to 900.
If your score is 750+, banks trust you more and approve loans easily.
If your score is below 600, loan approval becomes difficult.
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A good credit score helps you get loans easily.
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A score above 750 is considered good and increases chances of loan approval.
Most banks prefer a score above 650 for loan approval.
No, checking your own score does not affect it.
It may take 3 to 6 months with proper financial discipline.